One of the most common questions small business owners ask is: how much should I be paying for bookkeeping? The answer depends on several factors — the size of your business, how many transactions you process each month, and whether you hire in-house or outsource.
In-House Bookkeeper vs. Outsourced Bookkeeping
Hiring a full-time, in-house bookkeeper in the USA costs between $40,000–$55,000 per year in salary alone — plus benefits, taxes, and office overhead. For most small businesses, that’s simply too expensive.
Outsourcing your bookkeeping to a virtual service like Ask For CPA typically costs $200–$800 per month depending on transaction volume and service scope — a fraction of the in-house cost.
Typical Pricing Tiers
- Startup / Freelancer: Under 50 transactions/month — starting around $150–$250/month
- Small Business: 50–150 transactions/month — typically $300–$500/month
- Growing Business: 150–300 transactions/month — typically $500–$800/month
- Enterprise: 300+ transactions — custom pricing
What’s Included in Outsourced Bookkeeping?
At Ask For CPA, our bookkeeping packages include monthly bank and credit card reconciliations, categorization of all transactions, monthly financial statements (P&L, balance sheet), and dedicated support via phone, chat, or email.
How to Save on Bookkeeping Costs
- Keep your receipts and records organized — less cleanup means lower costs
- Use cloud accounting software (QuickBooks or Xero) to automate bank feeds
- Outsource rather than hire in-house for cost savings of 60–70%
- Bundle bookkeeping with payroll or tax services for package discounts
Ready to get a custom quote for your business? Contact Ask For CPA today — we offer flexible pricing with no long-term contracts.
